Question 1

What does ON5 actually issue?

Accepted Answer

Virtual cards on Visa and Mastercard, issued under your brand. You fund an account in stablecoins, create cards from the dashboard or the API, and your cardholders spend anywhere those networks are accepted online.

Question 2

Do I need a bank sponsor or an issuer licence to use ON5?

Accepted Answer

No. ON5 holds the issuing relationships and runs the processing stack behind the programme. You bring the brand, the customers and the funding — there is no BIN sponsor to find and no processor contract to negotiate.

Question 3

What does it cost to open an ON5 account?

Accepted Answer

A one-time account activation of $5,000, paid in KNCH on the Kaanch Network. The dashboard quotes the exact KNCH amount at the current price and holds that quote for an hour. After activation the running costs are small: 1 USDT or USDC to deposit, and a $5 minimum load on a card.

Question 4

How are ON5 cards funded?

Accepted Answer

With USDT or USDC on Ethereum, BNB Smart Chain, Base or Kaanch Network. Deposits are credited automatically once the chain confirms them, and the minimum load on a card is $5.

Question 5

Is there an API for card issuing?

Accepted Answer

Yes. Everything the dashboard does is a REST endpoint, with scoped API keys, IP allowlisting and an idempotency key on every money-moving call. Rate limits are 120 reads and 60 writes a minute.

Question 6

What is ON5.org, and how is it different from ON5.com?

Accepted Answer

ON5.org is the decentralized card network ON5 is building to sit alongside Visa and Mastercard; it is in development and testing, and no card runs on it yet. ON5.com is the live issuing platform. When the network is ready it appears on ON5.com as one more card product.